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Everything founders are publishing here, in one stream: the ideas, the failures, the decisions behind them, and the arguments they started.
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Startup
Zarai Taraqiati Bank Limited
Startup
First Women Bank
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Bank of Khyber
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Sindh Bank
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Bank of Punjab
Startup
National Bank of Pakistan
Idea
A rewards and acceptance layer to fix PayPak’s usage problem
PayPak is on 25% of Pakistan’s cards and carries 6% of the spending. That gap is a business.
1comment
Idea
Domestic tokenisation infrastructure for Pakistani issuers
As phones start carrying cards, someone has to run provisioning, token lifecycle and decryption. Right now that would be a foreign processor.
Idea
Checkout for the sellers who only have Instagram and WhatsApp
An enormous share of Pakistani commerce happens in DMs and settles cash on delivery. Give those sellers a link that takes money.
1comment
Idea
Working capital underwritten on Raast transaction data
2.6 million merchants now generate verifiable daily revenue records for the first time. Lend against them.
Idea
Settlement reconciliation across Pakistan’s five payment rails
A mid-size Pakistani merchant now takes money five ways and reconciles it by hand. Sell them the software that does not exist.
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Idea
Recurring billing mandates for Raast
Raast moved Rs23.27 trillion in a quarter and still cannot charge a customer monthly. Build the mandate layer that lets it.
1comment
Duel
Your biggest client demands a 30% rate cut or they walk. What is your move?
Your biggest client demands a 30% rate cut or they walk. What is your move?
Duel
Should founders still learn to code in the age of AI agents?
Should founders still learn to code in the age of AI agents?
Duel
Which career platform should a GCC job seeker trust?
Which career platform should a GCC job seeker trust?
Idea
Parwazio Talent Pool: verified GCC hiring, only after 500 active users
A talent pool for GCC hiring where every profile is verified and every number is provable. Employers browse people, not keyword-stuffed CVs.
Decision
Renaming the platform 4 days before launch
Four days before launching the career platform, I scrapped the descriptive name 'GCC Careers' and rebranded everything to Parwazio. What made the rename worth it, and what it cost.
Duel
Should you build your SaaS MVP in Laravel instead of Next.js?
Should you build your SaaS MVP in Laravel instead of Next.js?
Startup
Cascade Investco, LLC
Startup
Statt, Inc.
Startup