Idea
A rewards and acceptance layer to fix PayPak’s usage problem
PayPak is on 25% of Pakistan’s cards and carries 6% of the spending. That gap is a business.
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Everything founders are publishing here, in one stream: the ideas, the failures, the decisions behind them, and the arguments they started.
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Idea
Domestic tokenisation infrastructure for Pakistani issuers
As phones start carrying cards, someone has to run provisioning, token lifecycle and decryption. Right now that would be a foreign processor.
Idea
Checkout for the sellers who only have Instagram and WhatsApp
An enormous share of Pakistani commerce happens in DMs and settles cash on delivery. Give those sellers a link that takes money.
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Idea
Working capital underwritten on Raast transaction data
2.6 million merchants now generate verifiable daily revenue records for the first time. Lend against them.
Idea
Settlement reconciliation across Pakistan’s five payment rails
A mid-size Pakistani merchant now takes money five ways and reconciles it by hand. Sell them the software that does not exist.
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Idea
Recurring billing mandates for Raast
Raast moved Rs23.27 trillion in a quarter and still cannot charge a customer monthly. Build the mandate layer that lets it.
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Idea
Parwazio Talent Pool: verified GCC hiring, only after 500 active users
A talent pool for GCC hiring where every profile is verified and every number is provable. Employers browse people, not keyword-stuffed CVs.
Idea
A public record of what founders decided, before the outcome
Founders publish the decision and the reasoning while it is still uncertain, and the community rates the thinking rather than the result.